Start outside the sales message
Do not rely on a register link supplied in an unsolicited message. Open FINRA BrokerCheck independently and search the firm or professional. For an investment adviser, use the SEC Investment Adviser Public Disclosure database linked from Investor.gov.
A brand name may differ from the legal entity on the account agreement. Write both down. A plausible-looking name alone is not enough to establish that a website or caller represents that registered firm.
Match the details
Compare the legal name, registration identifier, address and official contact information. Read the record’s status and disclosures. If the information conflicts, stop and contact the firm through independently obtained details before transferring money.
The FINRA investor disputes guide recommends checking registration and firm background. Its broader point is practical: keep account agreements, statements and communication records so you can explain a problem later.
Treat pressure as a reason to pause
The SEC fraud checklist flags promises of guaranteed high returns, aggressive pressure and exaggerated credentials. A familiar logo or professional-looking app does not settle those concerns.
Never send money just to unlock an alleged investment profit without independently checking the situation. Do not install remote-access software at a stranger’s request or share an account password to help someone “verify” your account.
Keep a small evidence record
Save the date of your check, the record URL and the legal entity you matched. Note any unanswered question. Repeat the check when the destination, firm name or person handling the account changes.
InvestSherpa’s comparison method uses a brief US availability screen. It is not a substitute for this account-specific check. Read what SIPC covers to keep investor protection separate from market risk.
